Many stores, hotels, airlines and other companies have special rewards programs that you can participate in. Some rewards programs are free to join, but others may have a small application or membership fee. Each rewards program works differently, but generally you can earn points or credits each time you show loyalty to the company. For instance, some hotels allow you to earn points towards a free night at their chain with each stay. Some stores have special discount cards that allow you to save money on purchases and even earn points that can be redeemed for store gift cards. Take time to explore the stores, restaurants and other companies you frequently do business with to see which programs are available. These programs essentially provide you with free money for purchases you were going to make anyway.
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